Our Services

We offer a fresh perspective on wealth management by accounting for circumstances and goals for growth, assets, and risk tolerance. Once we understand your situation, we can implement a strategy to maximize the possibility of growth while maintaining confidence in the welfare of all you worked so hard to build. While we appreciate how crucial accumulation can be to providing capital growth, our purpose is to make your retirement dreams a reality without exposing you to an uncomfortable level of risk during that accumulation process.

Financial planning is more than simply analyzing your monthly cash flow or compiling a list of holdings. Our philosophy calls for an integrated plan that considers your potential for growth, strategic investment opportunities, asset protection, and a clear plan for your future. At Alpha Omega, we customize your financial plan from a suite of available investment strategies working in concert to accomplish your unique objectives. We are there with you every step to transition the plan from present to future and beyond.

Planning for income in retirement is perhaps the most essential factor both during your career and in retirement. Having sufficient income to bridge the retirement gap can help alleviate unnecessary stress — and that income stream’s objective is to ensure that you never outlive your money. The plans we create for income may involve discovering new revenue streams. We accomplish this through our access to many modern and client-centric strategies to help maximize your income and your future.

Insurance solutions aim to protect you, your family, and your wealth. However, some products expressly account for the risks of retirement planning. For example, while life insurance policies of old may have only offered a death benefit to your beneficiaries in the event of untimely passing, recent policies can help you build a cash value that you can borrow from tax-free in retirement. Additionally, we can help you find a hybrid approach that protects you from the exorbitant cost of long-term care, which Medicare may not cover. Current options are a highly viable way of protecting your wealth, providing potential for growth and creating new income streams in retirement. Many plans we offer provide unique and innovative strategies to allow for growth outside the market and not subject to market volatility, where you do not have to sacrifice your income for growth. These strategies are contractually backed by some of the world’s largest and most sound financial institutions.

While growth and accumulation are ideal methods to increase the financial resources available to you, the ability to keep more of what you earn is something to pay attention to. We will discuss ways to maximize your resources while being mindful of tax implications and creating a plan that considers the tax status of each account. We will discuss your required minimum distributions (RMDs) and when it might be most advantageous to start electing Social Security benefits. If you are already taking Social Security, we will guide you on how to allocate those funds. Our analysis will include determining the right time to convert funds from tax-deferred to tax-free accounts to create a universe where you will not have to guess which account(s) to pull money from when needed.